Legal Malpractice Insurance for California Attorneys (E&O Coverage)
Legal Malpractice Insurance for California Attorneys (E&O Coverage)
Secure your law practice with specialized professional liability protection. At GPL Insurance Services, we offer tailored legal malpractice (errors & omissions) insurance for California attorneys β solo practitioners, small firms, and larger law practices alike.
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Why California Attorneys Need Legal Malpractice Insurance
- βοΈ California does not legally require malpractice insurance, but the financial and reputational risks are significant.
- π‘οΈ Legal malpractice insurance covers defense costs, settlements, and judgments arising from alleged errors, omissions, or negligence.
- π€ Many clients and referral sources prefer insured attorneys, demonstrating professionalism and risk-management.
How Legal Malpractice Insurance Works
π Claims-Made Basis
Most policies are βclaims-made,β meaning coverage applies to claims reported during the policy period, subject to your retroactive date.
β³ Retroactive Date Matters
Your retroactive date defines the earliest point in time your prior work is covered. A lapse in coverage may reset this date, leaving gaps.
π₯ Who Is Covered
Policies generally cover attorneys, paralegals, legal assistants, law clerks, and other approved staff.
β Coverage Extensions / Add-Ons
- Cyber liability tailored for law firms
- Business Owners Policy (BOP) for general firm liability
- Crime / employee fidelity bonds
- Directors & Officers (D&O) liability for multi-partner firms
Why Choose GPL Insurance Services
- Expertise in professional liability for legal professionals
- Access to multiple A-rated carriers for competitive pricing
- Personalized service: fast quotes, consultative approach, and long-term support
- Deep understanding of California legal market and attorney-specific risks
βGPL helped me secure a robust malpractice policy that fits my solo practice.β
Frequently Asked Questions
β Are California attorneys required to carry malpractice insurance?
No β in California, malpractice insurance is not mandatory.
β οΈ What happens if my policy lapses?
A lapse could reset your retroactive date, excluding prior work from coverage.
π What are typical policy limits?
Limits vary based on your practice size, case types, and risk exposure.
π Do I need to disclose malpractice coverage to clients?
Not always, but disclosure is best practice. The California State Bar has considered making disclosure mandatory.
π Can I bundle my malpractice insurance with other policies?
Yes β GPL can help bundle with cyber liability, D&O, BOP, and crime/fidelity coverage.
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Protect your law practice today. Fill out the form below or contact us directly.
Trust & Credibility
- ποΈ GPL Insurance Services: Experienced broker with a track record in professional liability
- π€ We work with trusted carriers to ensure comprehensive coverage
- π¬ Client Testimonial: βGPL helped me secure a robust malpractice policy that fits my solo practice.β
Start Protecting Your Law Practice Today
Call 747-381-1046 or click below to get your quote. GPL Insurance Services helps California attorneys secure tailored legal malpractice coverage.
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