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Legal Malpractice Insurance for California Attorneys (E&O Coverage)

Legal Malpractice Insurance for California Attorneys (E&O Coverage)

Legal Malpractice Insurance for California Attorneys (E&O Coverage)

Secure your law practice with specialized professional liability protection. At GPL Insurance Services, we offer tailored legal malpractice (errors & omissions) insurance for California attorneys β€” solo practitioners, small firms, and larger law practices alike.

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Why California Attorneys Need Legal Malpractice Insurance

  • βš–οΈ California does not legally require malpractice insurance, but the financial and reputational risks are significant.
  • πŸ›‘οΈ Legal malpractice insurance covers defense costs, settlements, and judgments arising from alleged errors, omissions, or negligence.
  • 🀝 Many clients and referral sources prefer insured attorneys, demonstrating professionalism and risk-management.

How Legal Malpractice Insurance Works

πŸ“ Claims-Made Basis

Most policies are β€œclaims-made,” meaning coverage applies to claims reported during the policy period, subject to your retroactive date.

⏳ Retroactive Date Matters

Your retroactive date defines the earliest point in time your prior work is covered. A lapse in coverage may reset this date, leaving gaps.

πŸ‘₯ Who Is Covered

Policies generally cover attorneys, paralegals, legal assistants, law clerks, and other approved staff.

βž• Coverage Extensions / Add-Ons

  • Cyber liability tailored for law firms
  • Business Owners Policy (BOP) for general firm liability
  • Crime / employee fidelity bonds
  • Directors & Officers (D&O) liability for multi-partner firms

Why Choose GPL Insurance Services

  • Expertise in professional liability for legal professionals
  • Access to multiple A-rated carriers for competitive pricing
  • Personalized service: fast quotes, consultative approach, and long-term support
  • Deep understanding of California legal market and attorney-specific risks
β€œGPL helped me secure a robust malpractice policy that fits my solo practice.”

Frequently Asked Questions

❓ Are California attorneys required to carry malpractice insurance?

No β€” in California, malpractice insurance is not mandatory.

⚠️ What happens if my policy lapses?

A lapse could reset your retroactive date, excluding prior work from coverage.

πŸ“Š What are typical policy limits?

Limits vary based on your practice size, case types, and risk exposure.

πŸ“ Do I need to disclose malpractice coverage to clients?

Not always, but disclosure is best practice. The California State Bar has considered making disclosure mandatory.

πŸ”— Can I bundle my malpractice insurance with other policies?

Yes β€” GPL can help bundle with cyber liability, D&O, BOP, and crime/fidelity coverage.

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Protect your law practice today. Fill out the form below or contact us directly.







    Trust & Credibility

    • πŸ›οΈ GPL Insurance Services: Experienced broker with a track record in professional liability
    • 🀝 We work with trusted carriers to ensure comprehensive coverage
    • πŸ’¬ Client Testimonial: β€œGPL helped me secure a robust malpractice policy that fits my solo practice.”

    Start Protecting Your Law Practice Today

    Call 747-381-1046 or click below to get your quote. GPL Insurance Services helps California attorneys secure tailored legal malpractice coverage.

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